MSCU Credit Builder Visa® Credit Card

We are committed to helping our members build their credit through our Credit Builder VISA® Credit Card. If you have limited or damaged credit, you can use our special share secured Credit Builder Credit Card to help improve or establish your credit score.

Features include:

  • No credit-qualifying
  • Credit Limits up to $10,000
  • No Annual Fee
  • No Balance Transfer Fee
  • Use it as you need it, just like a regular credit card
  • 25-day grace period on purchases

VISA/Variable Rate-Adjusted Semi-Annually (January & July)

Tier Max Limit APR as of 01/01/2023
A $10,000 As Low As 13.50%

*APR=Annual Percentage Rate. APR will vary with the market based on Prime Index. No credit qualifying. Rates and terms subject to change.

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Routing Number: 271991210
NMLS: 487142

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Main Office:


8580 Virginia St.
Merrillville, IN 46410
Fax: 219-756-4120
Drive Up & 24-Hour ATM


Call Center:

Monday – Friday: 8:30 – 5:00
Saturday: 9:00 – 12:00 Noon

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