Share Certificates (CDs)
If you’re looking for a guaranteed return on your savings, our Share Certificates are a smart choice. Choose a term from 6 to 60 months, lock in a competitive rate, and watch your money grow. With a minimum deposit of just $1,000, certificates from Members Source offer a safe, predictable way to earn more on the money you don’t need right away. Dividends are credited and compounded monthly. Visit our Rates page or stop into any branch for the latest terms.
Certificate Specials and Current Rates
Rates Effective: June 1, 2026
| 91-Day Special | |
|---|---|
| Dividend Rate* | 3.84% |
| APY* | 3.91% |
| Min. Deposit to Open | $1,000.00 |
| 11-Month Special | |
|---|---|
| Dividend Rate* | 3.51% |
| APY* | 3.45% |
| Min. Deposit to Open | $1,000.00 |
| 22-Month Special | |
|---|---|
| Dividend Rate* | 3.20% |
| APY* | 3.25% |
| Min. Deposit to Open | $1,000.00 |
Share Certificates
- Terms of 6 months up to 36 months.
- $1,000.00 minimum investment.
- Dividends are credited and compounded monthly.
Share Certificate Rates
Rates Effective: June 1, 2026
| Type | Dividend Rate* | APY* | Minimum Deposit to Open |
|---|---|---|---|
| 6 Month | 0.80% | 0.80% | $1,000.00 |
| 12 Month | 1.35% | 1.36% | $1,000.00 |
| 18 Month | 1.55% | 1.56% | $1,000.00 |
| 24 Month | 1.75% | 1.76% | $1,000.00 |
| 36 Month | 1.85% | 1.87% | $1,000.00 |
| 48 Month | 2.25% | 2.27% | $1,000.00 |
| 60 Month | 2.50% | 2.53% | $1,000.00 |
Not a member yet?
Join today and start taking advantage of everything Members Source has to offer.
