Checking
• No Minimum Balance Required ($15 deposit required to open account)
• Unlimited check writing
• FREE Electronic Statements
• FREE Online Bill Pay
• FREE VISA® Debit Card
• FREE Online Banking
• Dividends are credited and compounded monthly
• Automatic Overdraft Transfer
• Courtesy Pay Privilege Available
• Overdraft OPT-IN for ATM and every day debit card transactions available
Compare Our Checking Account
MSCU Interest Bearing Checking Account vs. the National Average*
| Features | MSCU Account | National Average* |
|---|---|---|
| Earns Interest? | Yes | Yes |
| Monthly Service Fee? | $0 | $14.35 |
| Minimum Balance Required to Avoid Fee | $0 | $6,319.17 |
| Non-Owned ATM Transaction Fee | 4 Free per month, $1 thereafter | $1.66 |
*Interest bearing checking accounts. Source: 2018 Bankrate.com checking account and ATM fee study.
Visa® Debit Card
A VISA® Debit Card offers a secure and convenient way to access your checking account.
- No annual fee
- Accepted at millions of merchants worldwide
- No need to carry checks or cash
- Access cash through local, national and international ATM networks
- FREE transactions at Members Source Credit Union ATMs
- Four free ATM transactions per month at non-MSCU ATMs
- Avoid surcharges by using Alliance One or CUHERE and MoneyPass ATM locations
- Get cash back from Point of Sale purchases by using your PIN at participating merchants
- Protects you from unauthorized purchases
Visa Chip Card Information
Planning to travel? Please notify the credit union prior to travel to avoid blocked transactions. This applies to both international and domestic travel.
To report your Visa Debit Card lost
or stolen, please call 855-490-2385.
Routing Number: 271991210
NMLS: 487142
Main Office:
8580 Virginia St.
Merrillville, IN 46410
Fax: 219-756-4120
Drive Up & 24-Hour ATM
Call Center:
Monday – Friday: 8:30 – 5:00
Saturday: 9:00 – 12:00 Noon