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Considering a purchase? Want to refinance for a better rate?

We offer flexible terms and competitive rates that allow you to do more with your money! Features Include:

100% financing available for new and pre-owned
Flexible terms up to 84 months (maximum term determined by year)
Low Annual Percentage Rates
No penalties for early pay off
Loan Protection Available
GAP Insurance
Life & Disability Insurance
Extended Vehicle Service Contracts

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Research New and Used Car Values

Find current pricing on the new or used vehicle you are looking for, or find out the value of your current car.

Auto Rates

Rates Effective: January 01, 2026

Year	Term	APR as low as*	Aprx. payment per $1000
2016 & Newer	36 Months	3.99%	$29.40
2016 & Newer	48 Months	4.99%	$23.05
2021 & Newer	60 Months	5.25%	$19.00
2021 & Newer	72 Months	5.49%	$16.40
2026 & Newer	84 Months	6.25%	$14.70

2016 & Newer	.
Term	36 Months
APR as low as*	3.99%
Aprox. payment (per $1000)	$29.40

2016 & Newer	.
Term	48 Months
APR as low as*	4.99%
Aprox. payment (per $1000)	$23.05

2021 & Newer	.
Term	60 Months
APR as low as*	5.25%
Aprox. payment (per $1000)	$19.00

2021 & Newer	.
Term	72 Months
APR as low as*	5.49%
Aprox. payment (per $1000)	$16.40

2025 & Newer	.
Term	84 Months
APR as low as*	6.25%
Aprox. payment (per $1000)	$14.70

*Actual Annual Percentage Rate (APR) determined by borrower's credit score. Credit criteria must be met to qualify. APR listed includes discount of .25% for direct deposit and/or autopay and .25% for eStatements.

Boat/Motorcycle/RV Rates

Rates Effective: January 01, 2026

Year	Term	APR as low as*	Aprx. payment per $1000
2016 & Newer	36 Months	6.49%	$30.60
2016 & Newer	48 Months	7.50%	$24.20
2021 & Newer	60 Months	7.75%	$20.20
2021 & Newer	72 Months	7.99%	$17.50
2025 & Newer	84 Months	8.75%	$17.10

2016 & Newer	.
Term	36 Months
APR as low as*	6.49%
Aprox. payment (per $1000)	$30.60

2016 & Newer	.
Term	48 Months
APR as low as*	7.50%
Aprox. payment (per $1000)	$24.20

2021 & Newer	.
Term	60 Months
APR as low as*	7.75%
Aprox. payment (per $1000)	$20.20

2021 & Newer	.
Term	72 Months
APR as low as*	7.99%
Aprox. payment (per $1000)	$17.50

2025 & Newer	.
Term	84 Months
APR as low as*	8.75%
Aprox. payment (per $1000)	$17.10

*Actual Annual Percentage Rate (APR) determined by borrower's credit score. Credit criteria must be met to qualify. APR listed includes discount of .25% for direct deposit and/or autopay and .25% for eStatements.