Share/Savings Rates
Rates Effective: October 01, 2025
*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.
Checking Rates
Rates Effective: October 01, 2025
*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.
Money Market Rates
Rates Effective: October 01, 2025
*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.
HSA Rates
Rates Effective: October 01, 2025
*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.
IRA Rates
Rates Effective: October 01, 2025
*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.
Share Certificate Rates
Rates Effective: October 01, 2025
| 11-Month Special | . |
|---|---|
| Dividend Rate* | 3.45% |
| APY* | 3.50% |
| Min. Deposit to Open | $1000.00 |
| 22-Month Special | . |
|---|---|
| Dividend Rate* | 3.20% |
| APY* | 3.25% |
| Min. Deposit to Open | $1000.00 |
*APY = Annual Percentage Yield. Certificates rates are subject to change without notice. Penalty for early withdrawal. Federally insured by NCUA.
IRA Certificate Rates
Rates Effective: October 01, 2025
| 15 Month Special | . |
|---|---|
| Dividend Rate* | 3.64% |
| APY* | 3.70% |
| Min. Deposit to Open | $1000.00 |
*APY = Annual Percentage Yield. Certificates rates are subject to change without notice. Penalty for early withdrawal. Federally insured by NCUA.
Auto Rates
Rates Effective: October 01, 2025
*Actual Annual Percentage Rate (APR) determined by borrower's credit score. Credit criteria must be met to qualify. APR listed includes discount of .25% for direct deposit and/or autopay and .25% for eStatements.
Boat/Motorcycle/RV Rates
Rates Effective: October 01, 2025
*Actual Annual Percentage Rate (APR) determined by borrower's credit score. Credit criteria must be met to qualify. APR listed includes discount of .25% for direct deposit and/or autopay and .25% for eStatements.
Personal Loan Rates
Rates Effective: October 01, 2025
| Amount | APR as low as* |
|---|---|
| Minimum $300 - Maximum $7,500 | 12.25% |
*Actual Annual Percentage Rate (APR) determined by borrower's credit score. Credit criteria must be met to qualify. APR listed includes discount of .25% for direct deposit and/or autopay and .25% for eStatements.
50% Share Secured Loan Rates
Rates Effective: October 01, 2025
| Term | APR as low as* |
|---|---|
| Contact Credit Union | 4.75% |
*Actual Annual Percentage Rate (APR) determined by borrower’s credit score. Credit criteria must be met to qualify.
100% Share Secured Loan Rates
Rates Effective: October 01, 2025
| Term | APR as low as* |
|---|---|
| Contact Credit Union | 4.00% |
*Actual Annual Percentage Rate (APR) determined by borrower’s credit score. Credit criteria must be met to qualify.
VISA/Variable Rate-Adjusted Semi-Annually (January & July)
| Tier | Max Limit | APR |
|---|---|---|
| A | $7,500 | As Low As 13.50% |
IMPORTANT CREDIT CARD DISCLOSURES. *Annual Percentage Rate (APR) based on prime rate as of 7/1/2024. Actual APR and credit limit is determined by qualified borrower's credit score at the time of application. Speak with a representative for more details.
Rate information is posted and provided as information. Rates are current as of 09/01/2025 and are subject to change without notice as stated in our Account Disclosure Rate Supplement and Schedule of Fees and Charges.
Routing Number: 271991210
NMLS: 487142
Main Office:
8580 Virginia St.
Merrillville, IN 46410
Fax: 219-756-4120
Drive Up & 24-Hour ATM
Call Center:
Monday – Friday: 8:30 – 5:00
Saturday: 9:00 – 12:00 Noon