Employment

Position Title: Mortgage Loan Originator - Full Time

Reports To: Lending Manager

Position Description:

Assist members with the lending process to determine the proper product to successfully meet guidelines and needs of the member. This position requires a high concentration in paying attention to details with excellent time management skills.

Duties and Responsibilities:

• Originate Mortgage, HELOC & HELOAN applications via in person and online
• Assess and present the member with financial solutions that best fit their needs
• Gather supporting documentation, issue disclosures and rate locks
• Develop relationships that will generate referrals and prospective new business
• Perform daily maintenance of the loan pipeline
• Collection of financial and supporting documentation
• Assemble, upload and maintain member and collateral files
• Originates in the best interest of both the member and organization
• Initiate wires and draws
• Prepare Satisfaction of Mortgage (equity loans only)
• Provide Notary services
• Collaborate with branch staff in cross-selling products and services
• Participate in MSCU community events
• Complete all compliance requirements in a timely manner
• Complete other related duties as required or assigned

• Minimum 2 years originating experience required
• Mortgage Cadence experience preferred
• Knowledge of federal lending regulations (TRID) required
• General understanding of Fannie Mae & Freddie Mac guidelines
• Knowledge of residential mortgage processing, underwriting and closing
• Detail oriented and thorough
• Excellent time management skills required
• Strong written and verbal communication skills
• Demonstrated teamwork and customer service skills
• Willingness to accept ongoing projects as necessary
• Demonstrate behaviors which are aligned with the organizations desired culture and values
• Active NMLS ID required

Members Source Credit Union, a growing financial institution with over $93 million in assets, has an opportunity for a Floating Member Service Representative to join our team. This position is expected to work 25-35 hours a week, work every Saturday, and float between our three branch locations.