Getting Started

If you're already a Members Source cardholder taking advantage of this offer is easy! Just use your card for purchases during the promotional period or choose one of our easy balance transfer options below.

Don't currently have an MSCU credit card? No problem! Apply through one of our 3 easy application options!

Benefits of an MSCU Credit Card

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No Annual Fee

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No Balance Transfer Fee

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Interest rate as low as 12.25% APR* after promotional period.

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25-day grace period on purchases.

Balance Transfer Options

There are a variety of ways to transfer higher interest rate debt to the 0% MSCU credit card. And the best part? There's no balance transfer fee!

Complete our Online Balance Transfer Form

Use MSCU Online Banking to process the request

Mail in a completed Balance Transfer Form

Speak direct via phone with a MSCU Loan Officer

*0% Promotional Annual Percentage Rate (APR) on retail purchases and/or balance transfers made during the qualification period of 11/15/2022 to 01/31/2023. Promotional APR will end 180 days from the first qualifying purchase or balance transfer. After the 180-day promotional period ends, any remaining promotional balance will convert to the approved borrower’s contracted APR. Limit one MSCU credit card promotion per MSCU cardholder per year. For more information, please speak with a representative by calling 800-260-5183. For additional information please refer to our Credit Card Agreement and Credit Disclosure.

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Routing Number: 271991210

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Main Office:


8580 Virginia St.
Merrillville, IN 46410
Fax: 219-756-4120
Drive Up & 24-Hour ATM


Call Center:

Monday – Friday: 8:00 – 5:00
Saturday: 9:00 – 12:00 Noon

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