Summer Sale

Simplify and Save with Our No Fee Balance Transfer

Stop paying high rates and expensive finance charges on other credit cards! Transfer your high-rate balances to the MSCU VISA® credit card and save with your special introductory rate of 0.00%1 APR for 6 months on balance transfers. Simply complete the balance transfer form by clicking the link below or give the information to a Member Service Representative when you call to apply for your card.

Our Card Versus the National Average:

MSCU VISA Credit Card National Average
APR 9.25% 15.63%2
Annual Fee 0% $1473
Balance Transfer Fee 0.00% 3%-5%4
0.00% for 6 Months Balance Transfer. Please call 800-260-5183 for details.
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1. All new applications are subject to terms, conditions and credit approval. Offer ends on July 31, 2021. The 6-month promotional period ends six months from the date the new credit card is opened. After the 6-month promotional period, based on your credit worthiness, your Annual Percentage Rate (APR) will be 9.25%, 12.25% or 15.25%. APRs listed are as of 4/1/2021 and may vary based on the Prime Rate. Ask a representative for a copy of the Disclosure Information for full details. Introductory APR offer available on new credit card accounts opened by July 31, 2021. Not applicable to current credit card holders. Limit one MSCU credit card promotion per MSCU cardholder per year.
2. Source: ValuePenguin “Average Credit Card Interest Rates”
https://www.valuepenguin.com/average-credit-card-interest-rates
3. Source: ValuePenguin “Average Credit Card Annual Fees”
https://www.valuepenguin.com/average-credit-card-annual-fee
4. Source: Credit Karma “What is a balance transfer fee?”
https://www.creditkarma.com/credit-cards/i/what-is-a-balance-transfer-fee

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