Limited Time Special

Rewards Checking Account

MSCU's Limited Time Special!
Available through January 31, 2024.

What is MSCU's Reward Checking Account?

A Rewards Checking Account is a checking account that allows account holders to earn a higher interest rate on their checking balance by meeting a few qualifications.

What is the Rate?

3.00% APY* on balances up to $2,500.

What are the Requirements?

20 debit card transactions per month. ACH deposite of at least $500/mo. into checking. Enrolled into eStatements and eNotices.

How Do I Sign Up?

All MSCU checking accounts have been converted to a rewards account for a limited time which means if a member has or opens a checking account with us, they are eligible for the rewards.

How Can I Track My Progress?

You can track your progress through online banking!

*The APY (Annual Percentage Yield) for balances up to $2,500 will be 3.00% APY when the qualifications for the rewards checking are met, post, and settle to the member's account during each monthly qualification cycle. Must use your MSCU debit card to conduct at least 20 non-pin-based transactions per month, enroll in eStatements and eNotices, and have ACH deposits equal to at least $500 per month to meet all qualifications, Debit card transactions that are pending on your account and have not posted as of the end of the monthly qualification cycle will not count as a qualifying transaction for that cycle. The APY for balances over $2,500 will be 0.01% APY. The APY on all balances will be 0.01% APY, if qualifications are not met, Dividend rates and APY are subject to change monthly without notice. Dividends are credited monthly. No minimum balance or monthly service fees.

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