Share/Savings Rates

Rates Effective: July 01, 2022

Savings .
Dividend Rate* 0.05%
APY* 0.05%
Min. Deposit to Open $10.00
Min. Deposit to Earn APY* $10.00
Savings Clubs .
Dividend Rate* 0.05%
APY* 0.05%
Min. Deposit to Open $0.00
Min. Deposit to Earn APY*

*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.

Checking Rates

Rates Effective: July 01, 2022

Checking .
Dividend Rate* 0.01%
APY* 0.01%
Minimum Deposit to Open $100.00
Minimum Deposit to Earn APY*

*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.

Money Market Rates

Rates Effective: July 01, 2022

Money Market .
Dividend Rate* 0.05%
APY* 0.05%
Min. Deposit to Open $0.00
Min. Deposit to Earn APY* $2500.00
Money Market .
Dividend Rate* 0.10%
APY* 0.10%
Min. Deposit to Open $0.00
Min. Deposit to Earn APY* $5000.00
Money Market .
Dividend Rate* 0.20%
APY* 0.20%
Min. Deposit to Open $0.00
Min. Deposit to Earn APY* $25000.00
Money Market .
Dividend Rate* 0.35%
APY* 0.35%
Min. Deposit to Open $0.00
Min. Deposit to Earn APY* $50000.00

*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.

HSA Rates

Rates Effective: July 01, 2022

HSA Rates .
Dividend Rate* 0.05%
APY* 0.05%
Minimum Deposit to Open $0.00
Minimum Deposit to Earn APY*

*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.

IRA Rates

Rates Effective: July 01, 2022

IRA Rates .
Dividend Rate* 0.05%
APY* 0.05%
Minimum Deposit to Open $0.00
Minimum Deposit to Earn APY*

*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.

Save to Win Share Certificates

Rates Effective: July 01, 2022

Save to Win Share Certificates .
Dividend Rate* 0.30%
APY* 0.30%
Minimum Deposit to Open $25.00

Official Rules | Disclosure | *APY = Annual Percentage Yield. Certificate rates are subject to change without notice. Penalty for early withdrawal.

Share Certificate Rates

Rates Effective: July 01, 2022

6 Month .
Dividend Rate* 0.20%
APY* 0.20%
Min. Deposit to Open $1000.00
12 Month .
Dividend Rate* 0.30%
APY* 0.30%
Min. Deposit to Open $1000.00
18 Month .
Dividend Rate* 0.40%
APY* 0.40%
Min. Deposit to Open $1000.00
24 Month .
Dividend Rate* 0.50%
APY* 0.50%
Min. Deposit to Open $1000.00
36 Month .
Dividend Rate* 0.60%
APY* 0.60%
Min. Deposit to Open $1000.00

*APY = Annual Percentage Yield. Certificates rates are subject to change without notice. Penalty for early withdrawal. Federally insured by NCUA.

IRA Certificate Rates

Rates Effective: July 01, 2022

6 Month .
Dividend Rate* 0.20%
APY* 0.20%
Min. Deposit to Open $1000.00
12 Month .
Dividend Rate* 0.30%
APY* 0.30%
Min. Deposit to Open $1000.00
18 Month .
Dividend Rate* 0.40%
APY* 0.40%
Min. Deposit to Open $1000.00
24 Month .
Dividend Rate* 0.50%
APY* 0.50%
Min. Deposit to Open $1000.00
36 Month .
Dividend Rate* 0.60%
APY* 0.60%
Min. Deposit to Open $1000.00

*APY = Annual Percentage Yield. Certificates rates are subject to change without notice. Penalty for early withdrawal. Federally insured by NCUA.

Auto Rates 2015 & Newer

Rates Effective: July 01, 2022

36 Month .
APR as low as* 1.99%
Aprox. Payment (per $1000) $28.64
48 Month .
APR as low as* 2.99%
Aprox. Payment (per $1000) $22.13
60 Month .
APR as low as* 2.99%
Aprox. Payment (per $1000) $17.96
72 Month .
APR as low as* 3.99%
Aprox. Payment (per $1000) $15.64
84 Month .
APR as low as* 5.49%
Aprox. Payment (per $1000) $14.37

*Actual Annual Percentage Rate (APR) determined by borrower's credit score. Credit criteria must be met to qualify. APR listed includes discount of .25% for direct deposit and/or autopay and .25% for eStatements.

Auto Rates 2014 & Older

Rates Effective: July 01, 2022

36 Month .
APR as low as* 7.50%
Aprox. Payment (per $1000) $31.11
48 Month .
APR as low as* 8.00%
Aprox. Payment (per $1000) $24.41

*Actual Annual Percentage Rate (APR) determined by borrower's credit score. Credit criteria must be met to qualify. APR listed includes discount of .25% for direct deposit and/or autopay and .25% for eStatements.

Boat/Motorcycle/RV Rates 2015 & Newer

Rates Effective: July 01, 2022

36 Month .
APR as low as* 1.99%
Aprox. Payment (per $1000) $28.64
48 Month .
APR as low as* 2.99%
Aprox. Payment (per $1000) $22.13
60 Month .
APR as low as* 2.99%
Aprox. Payment (per $1000) $17.96
72 Month .
APR as low as* 3.99%
Aprox. Payment (per $1000) $15.64
84 Month .
APR as low as* 5.49%
Aprox. Payment (per $1000) $14.37

*Actual Annual Percentage Rate (APR) determined by borrower's credit score. Credit criteria must be met to qualify. APR listed includes discount of .25% for direct deposit and/or autopay and .25% for eStatements.

Boat/Motorcycle/RV Rates 2014 & Older

Rates Effective: July 01, 2022

36 Month .
APR as low as* 7.50%
Aprox. Payment (per $1000) $31.11
48 Month .
APR as low as* 8.00%
Aprox. Payment (per $1000) $24.41

*Actual Annual Percentage Rate (APR) determined by borrower's credit score. Credit criteria must be met to qualify. APR listed includes discount of .25% for direct deposit and/or autopay and .25% for eStatements.

Personal Loan Rates

Rates Effective: July 01, 2022

Amount APR as low as*
Minimum $300 - Maximum $15,000 10.25%

*Actual Annual Percentage Rate (APR) determined by borrower's credit score. Credit criteria must be met to qualify. APR listed includes discount of .25% for direct deposit and/or autopay and .25% for eStatements.

50% Share Secured Loan Rates

Rates Effective: July 01, 2022

Term APR as low as*
Contact Credit Union 4.25%

*Actual Annual Percentage Rate (APR) determined by borrower’s credit score. Credit criteria must be met to qualify.

100% Share Secured Loan Rates

Rates Effective: July 01, 2022

Term APR as low as*
Contact Credit Union 3.00%

*Actual Annual Percentage Rate (APR) determined by borrower’s credit score. Credit criteria must be met to qualify.

VISA/Variable Rate-Adjusted Semi-Annually (January & July)

Tier Max Limit APR as of 7/1/2021
A $10,000 10.75%
B $7,500 13.75%
C $5,000 16.75%

IMPORTANT CREDIT CARD DISCLOSURES. Individual APR (Tier) and credit limit based upon your credit score at the time of your application. Speak with representative for more details.

Rate information is posted and provided as information. Rates are current as of 07/01/2022 and are subject to change without notice as stated in our Account Disclosure Rate Supplement and Schedule of Fees and Charges.

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